Springfield, IL Homeowners Insurance
from Ogden Insurance Agency, Inc.
Homeowner Insurance
Your home is as individual as you are. It's no different if you own a house or a condo, feeling safe and secure in your home is top priority. The Trusted Choice insurance agents at Ogden Insurance know this and we pride ourselves on putting our customers’ interests first. As an independent insurance agency, we know your concerns first hand living and working in the Springfield community unlike a big corporate conglomerate who only knows you as a policy number.
Finding the Right Homeowners Policy
We don’t believe in one-size-fits-all insurance as we know each customer is unique. Our experienced agents write policies to meet the needs of each individual client. We are conscious of the fact that some of our customers prefer homeowners’ policies with lower deductible amounts that would lower out-of-pocket costs in the event of a covered loss. We also accommodate variable limits for our clients depending on the total value of your home and belongings; you can determine the limits you want. Our agents may recommend an umbrella policy in most cases to add another layer of protection against potential losses.
Standard Coverage and Coverage Options
Homeowners insurance comes with certain standard coverage, like most insurance policies. Generally, the coverage entails:
- Property coverage to help with the cost of repairs or rebuilding of a home after a covered loss
- Belongings coverage to help with the expense of the replacement of items lost, stolen or damaged in a covered event
- Personal liability coverage for you and family who lives with you, no matter where in the world you travel
- Additional living expenses provides a place to keep you and your family sheltered if your home becomes unlivable due to a covered loss
Besides flexible deductible and limit options, we also offer policies with extended coverage options based on customer needs. Options include:
- Flood and earthquake insurance
- Rental property insurance
- Landlord liability coverage
- Seasonal home insurance
- Vacant home coverage
- Personal umbrella policies
Fill out the simple online quote form today to learn more about affordable homeowners insurance options from Ogden Insurance. To speak with one of our insurance professionals, call our office during regular business hours. We look forward to protecting the things that matter most to you.
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