Did you know as a driver in Illinois you must carry at least the state minimum in auto insurance coverage? State minimum coverage means you must have basic liability coverage as well as uninsured motorist insurance. You can't watch a television show without being inundated by advertisements for car insurance. With so many insurance options being thrown at you, how do you pick the right agent?

Most the large insurance carriers tend to focus on giving minimum coverage as well as minimal service. This makes trusting national chain with big business concerns hard. This is why you should consider placing your business with an independent, local insurance agency like Ogden Insurance. Ogden Insurance is a family-owned independent agency serving Sherman, Illinois, and providing insurance coverage through various top rated carriers, and since we don’t work for just a single carrier, this allows us to concentrate on helping our customers get excellent value across the board.

Value in Car Insurance

Insurance rates are based certain risk factors, and this means that responsible drivers and automobile owners are more likely to find affordable premiums than those that insurance companies recognize as undesirable or careless. A typical indicator of a responsible motorist is the amount of insurance coverage that individual carries. In fact, some full coverage options are more affordable for certain customers than available bare-bones policies.

Sherman, Illinois Auto Policy Options

At Ogden Insurance, we offer a full range of auto insurance policy options, from affordable solutions that simply cover the legal minimums to extensive coverage products that include rental reimbursement and roadside assistance. Some of our most popular policy options are:

• Collision insurance pays for damages to your car caused by an auto accident
• Comprehensive insurance pays for non-crash-related damages following a covered loss
• Medical payments coverage pays for medical treatment due to accident-related injuries
• Towing and roadside assistance offers help in the event of a breakdown or debilitating car crash

To learn more about your car insurance options, fill out the simple online request form today. To speak with one of our insurance experts, call our office during business hours. We look forward to helping you find value in car insurance.

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